A high-net-worth family was working with their estate planning attorney to reduce estate taxes and minimize gift taxes. The couple’s $160 million net worth is...
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Planning Concepts
There are a number of life insurance planning concepts. They range from life insurance policy reviews to life insurance premium financing.
How Your Permanent Life Insurance Policy Could Terminate Before You Die and What You Can Do to Stop It From Happening
Purchasing life insurance coverage is important for many people. It helps protect against the financial loss of a loved one, provides liquidity for estate...
Northwestern Mutual Struggles Continue – Should Policy Owners be Worried?
Northwestern Mutual announced on January 26, 2017, they will be laying off hundreds of employees by March 31st. The company’s chief investment officer told...
What The Northwestern Mutual Dividend Rate Reduction Means For Policyowners
On October 26, 2016, the CEO of Northwestern Mutual announced a 45-basis point dividend scale interest rate reduction to its policy owners. This reduction...
Premium Financing Life Insurance Case Study: How to Create Estate Liquidity Without Selling Assets
Updated April 2026 to reflect current estate tax exposure and planning considerations. Premium financing life insurance has become an increasingly important...
[CASE STUDY] How A Restricted Property Trust Reduced Our Client’s Tax Rate From XX.X% to YY.Y%
A Restricted Property Trust provides business owners and/or key executives with tax-favored, long-term cash accumulation and income distribution. A Restricted...
The Ultimate Guide to Life Insurance Premium Financing (Ultra Affluent Families, This One’s For You…)
Life insurance premium financing enables an owner of a life insurance policy to borrow money to pay premiums. There are several different scenarios where life...
